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Don’t Confuse Tools And Technology With Talent

Published by Daniel Morrison, Wealth Advisor

Just Google it.

There’s tons of information on the Internet these days. If you want to learn something, Google can give you an answer in seconds. It’s the world’s most comprehensive library—on steroids.  

In fact, many people are starting to rely on Google and other technology to solve their problems instead of hiring professional help. This is great if you want to learn to cook, play the piano, or fix your car without paying an expert. But sometimes it gives us a false sense of security.

Take investing for example. There are endless articles, calculators, money management applications, and even robo-advisors that can help you create a “DIY investment plan.” But when it comes to your financial security, is cutting out the need for a human advisor really a smart idea?

I don’t think so. In fact, I think it’s a huge mistake. Here’s why.

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Tax Cuts and Jobs Act Changed Things More Than You Realize

The Tax Cuts and Jobs Act made a lot of changes. It was the single largest tax reform bill in nearly 30 years. However, the impact of the TCJA might be a lot broader than most realize. Almost every small business owner in the country is impacted by a new tax deduction called 199A. Read more

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The Top 4 Regrets In Retirement

Published by Ryan Cooley

What’s the first thing that comes to mind when you think about your golden years in retirement? Do you have the desire to travel? Are you simply looking forward to all the time and freedom you’ll have? Are you planning to spend more quality time with family? Most of the time, we look ahead with excitement, relishing the thought of slowing down and finally having all the time in the world to pursue passions and invest in relationships. But there’s a lot more to planning for retirement than just counting down the days until you turn 67. Read more

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The Top 5 Challenges Of Required Minimum Distributions

Published by Mark Ring, Wealth Advisor

Earning a driver’s license is a classic American rite of passage for teenagers on the cusp of adulthood. On the other end of the spectrum is another rite of passage, though not nearly as exciting: required minimum distributions (RMDs).

To prevent retirement savers from being able to defer paying taxes indefinitely, the government mandates regular withdrawals from retirement accounts starting at age 70½. All retirement accounts are subject to RMDs except for Roth IRAs. (1) This secondary rite of passage is not without its challenges, and here are the top five.

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Digital Assets – What They Are and Why You Already Own Some

By Jamie Hopkins

Recently I gave a presentation to a large group, over 300 in attendance. I asked the group, “How many of you own a digital currency?” Only about three or four hands went up. I was shocked. Read more

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A Second Opinion And A Cup Of Coffee

Published by Daniel Morrison, Wealth Advisor

Go ahead and take a moment to look back on the past five to ten years of your life. How much has changed? As life goes on, very few things will remain the same. And while change is something the majority of us have generally come to accept as a healthy and natural part of life, it still requires adaptation and flexibility, especially when it comes to your finances.

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How Might The Market Behave In 2019?

Published by Ryan Cooley

The end of 2018 brought with it some downward market trends, but what’s in store for 2019? It’s exciting to watch analysts make predictions for the coming year, but it’s important to remember what they are: predictions. These people are experts at analyzing trends, not fortune tellers. Sometimes they’re right, sometimes they’re partially right, and sometimes they’re dead wrong. With so many variables to take into consideration, 2019 is especially uncertain. Will it be the year we finally transition out of a bull market? What sectors are expected to over- and under-perform? What can you do to prepare yourself and keep your wealth safe? Let’s take a look at what the analysts are saying.

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year end planning

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7 Year-End Planning Tips from a Wealth Planner

Published by Mark Petersen, Vice President Affluent Wealth Planning

The holidays are upon us, so that must mean it’s time for year-end income tax planning, right? In the past, I would have said yes, but that changed 12 months ago when the Tax Cuts and Jobs Act (TCJA) of 2017 was passed. Read more

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Ten Questions To Ask Your Financial Advisor

Published by Mark Ring, Wealth Advisor

Do you ever feel overwhelmed when trying to choose a doctor, a contractor, or a company to do business with? With so many choices, how do you know which one will be the right fit for your situation or personality? How do you know if you’ll like them or work well with them?

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Five Financial Actions To Take Before The Ball Drops In 2018

Published by Daniel Morrison, Wealth Advisor

As we approach the year’s end, in the midst of all the holiday hustle and bustle, the last thing you want to think about is taking care of your finances. But since finance-related resolutions take third place for most popular New Year’s resolution, (1) why don’t you give yourself a head start on your 2019 financial goals? Here are 5 critical financial actions you’ll be glad you tackled when the ball drops on New Year’s Eve!

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